Lighthouse Impact Ltd

UK Ethical Investments

Our personal beliefs are the core of our individual personalities. In essence, our beliefs and personal values define who we are.

A large and growing number of investors are not only concerned with making a profit but also how their money is invested, and the effect that their money has on our planet and its inhabitants. Consequently these investors are increasingly investing in Ethical Investments or Environmentally Friendly Investments (also called SRI - Sustainable and Responsible Investments).

Ethical Investments now comprise a multi billion pound industry in the UK, and a multi trillion Euro industry in Europe.

EIRIS (the Ethical Investment Research Information Service) estimates that as at 31 Dec 2009 there was £9,521,000,000 (£9.521 billion) invested in the UK's green and ethical retail funds - an increase of 333% from £2.2 billion ten years ago.

EUROSIF (The European Sustainable Investment Forum) published a survey in October 2010 which reported that the total SRI (Sustainable and Responsible Investments) assets under management have increased from €2.7 trillion to €5 trillion, as at December 31, 2009. This represents a spectacular growth of 85% since the data was previously collected two years before.

One of the main reasons for such growing interest in ethical investments (apart from an increased awareness) is that many investors have become disillusioned with unethical business practices.

Ethical Investment Performance

Lighthouse Impact Ltd does not regard ethical investments as a charitable exercise.

The long term objective of an equity investment portfolio should be to make a realistic profit, and Ethical Investment is no different. Ethical investment is a commercial enterprise not a 'pie in the sky' venture.

According to research from Moneyfacts published In June 2010, Ethical Investments performed better than their non-ethical counterparts in the last year. The research declared that Ethical investment had delivered an average return of 29.95 per cent in the last year, compared to 29.85 per cent for non-ethical funds.

The benefits of ethical investing was also highlighted by the British media (including The Times, The Daily Mail, and The Herald Scotland) in late October 2010, when Brian Souter, the founder of Stagecoach, revealed that his ethically screened family-wealth vehicle, Souter Investments, had made a 41% return in the three years to March, against a 10% loss for the FTSE-100.

Of course, it is important for you as investors to realise that investment performance will vary from time to time. The main purpose for drawing attention to these facts and figures is to help show ethical investors (both those whose are currently investing in ethical investments or those who are thinking of investing in ethical investments) that ethical investments are capable of giving a good return.

Moreover, ethical investments present you as individuals the unique opportunity to put your own personal thumb print on what your money is used for - both in your lifetime and for generations to come. Your beliefs for example, may include that rainforests or the environment should not be destroyed; the poor should not be exploited; animals should not be subject to cruelty; human rights should not be infriringed; that your children and grandchildren deserve to inherit not just your money but a better world as your legacy.

Whatever you believe, it is now possible more than ever before for you to able to shape your financial future without compromising your principles.

Events such the financial crisis, as well as ecological and social disasters (such as Deforestation; Climate Change; Tsunami and the oil spillage in the Gulf of Mexico) may have affected you financially or personally, and caused you to become disillusioned.

As a result you, like many others may want to influence the way certain companies conduct their business, but feel helpless to do anything about it.

If this is the case, the best way to do this is to invest in companies whose practices are in accordance with your own personal values.

Lighthouse Impact Ltd endeavours to select reputable ethical investments with strong and proven performance track records aligned to genuine ethical principles.

Specialised Ethical Investment Advice

Ethical investment is a specialist investment field. It takes years of experience and knowledge to familiarise oneself with the necessary detail involved. If you want to optimise your ethical investment experience, you should contact an ethical investment expert who has considerable experience and results in this area.

Lighthouse Impact Ltd's expertise in ethical investments is emphasised by having an established track record of successful ethical investment projects, having helped to pioneer the Ethical Investment industry into the attractive business and investment proposition it is today.

For example, Lighthouse Impact Ltd's owner, Ash Rawal challenged an article in Moneywise (The UK's best selling personal finance magazine) in 2004 which claimed that strongly screened ethical funds did not perform as well as more loosely screened ethical funds. Having accepted his perspective, the editors published Ash's views in the June 2004 issue of Moneywise.

Our desire to continually be at the forefront of the Ethical Investment industry is further illustrated by being members of the Ethical Investment Association since 2004.

Lighthouse Impact Ltd has successfully guided investors who have invested millions of pounds into ethical investments.

We have consistently illustrated to our clients - who would like to invest according to their ethical and personal values - that investing in ethical investments is a positive experience. Our clients have been shown that a carefully constructed ethical investment portfolio is capable of outperforming their existing investments as well as being in accordance with their investment risk profile.

You can read a selection of our client's ethical investment experiences on the testimonials page.

In addition, we have been members of The World Wide Fund for Nature (WWF); the RSPCA; the RSPB; and Tear Fund for many years. We have donated and raised many thousands of pounds for these and other charities and continue to contribute a significant sum of money each year. Therefore, our dedication to ethical investments comes from our deep conviction that we can progressively build our clients' wealth whilst forging a brighter world.

Lighthouse Impact Ltd offers independent financial advice in relation to Ethical ISAs; Ethical OEICS; Ethical Unit Trusts; Ethical Investment Bonds; and Ethical Pensions.

Our ethical investment advice is available through face to face appointments across Derby and Derbyshire; Nottingham and Nottinghamshire; and Burton-on-Trent (and surrounding areas) and advising customers throughout the UK will also be considered.

You will not be charged for the initial visit.

Contact Us

If you would like to know more about ethical investments or are interested in examining how ethical investments or environmentally friendly investments can help you achieve you financial objectives, then please feel free to contact us today on 01332 517120 or you can send us a message using the 'Contact Us' page on this website.